Americans pursuing higher education are increasingly finding themselves stuck between a rock and a hard place. On one hand, undergraduate and graduate degrees have never been more valuable, a fact underscored by two recently released studies by the U.S. Census Bureau and the U.S. Department of Labor. The Census Bureau reveals the increasing impact that education level has on one’s career earnings; the Labor study establishes that better-educated Americans also fare far better in terms of employment rate.

But on the other hand, college tuitions are exorbitant—and continue to soar. Students are often unable to afford the pursuit of their educational goals. Or, they take out massive federal student loans to cover the tuition bill, burying themselves under mountains of debt—not to mention the interest payments to service that debt—that can haunt them for a lifetime. It’s an obligation that can’t even be discharged by bankruptcy. Default and you’ll find yourself in the crosshairs of America’s most notorious collection agency: the Internal Revenue Service.

CalSouthern offers an alternative to this unsustainable traditional education model.

We offer certificates and degree programs accredited by the Accrediting Commission of the Distance Education and Training Council, which has been recognized by the U.S. Department of Education as a reputable and reliable accrediting body since 1959. And they are affordable. CalSouthern’s undergraduate programs are just $6,000 per year (24 credits). The MBA program is less than $12,000 in total tuition. Doctoral degrees cost less than $20,000.

And, at CalSouthern, your tuition is locked in upon enrollment. In other words, as long as you maintain continuous enrollment as a student, your tuition will never go up—ever! Try getting a traditional institution to make that commitment.

CalSouthern has chosen not to participate in federal financial aid programs, believing that they load students with often unmanageable debt and contribute to higher tuition costs. Instead, CalSouthern offers an innovative, interest-free payment option that allows you to make reasonable payments as you go, with the opportunity to graduate with little or no debt and save thousands of dollars in interest.